Are Employers Required to Have Workers Compensation Insurance in Nebraska?

When you’re hurt on the job, you want to know that you and your family are taken care of. Workers comp benefits should cover your losses when an on-the-job accident happens so you can focus on getting back to work.

But what if your employer doesn’t have the right insurance coverage to help you recover? Talk to a lawyer at Conway, Pauley & Johnson P.C. if you’re having trouble getting the workers comp coverage you’re due.

Who’s Required to Carry Workers Comp Insurance?

Nebraska workers shouldn’t have to worry much about their workers comp insurance. State law requires most employers with any workers on their payroll to have workers comp insurance. That protects their employees when they’re injured in the scope of their job.

But Nebraska does have a few exceptions, such as the following:

• Domestic servants
• Some agricultural workers
• Railway workers
• Most volunteer workers
• Independent contractors

If you’re one of these workers, you may need to speak with an attorney about your options for seeking compensation after a work injury.

What to Do if Your Workers Comp Claim Is Denied

What happens if you’re eligible for workers comp but you’ve been denied the help you need after a serious injury? You may have grounds to appeal the denial and still get compensated fairly.

If your employer isn’t providing the workers comp benefits you’re entitled to, you and your lawyer can seek workers comp benefits through a hearing before the Nebraska Workers Compensation Court. The judge may determine that you’re due benefits for your injuries. If your employer should have workers comp insurance but doesn’t, they may face severe penalties until they’re insured.

Get Your Workers Comp Benefits with a Lawyer’s Help

When you’re hurt at work, you shouldn’t have to worry about anything but recovering your health. But your employer may not have the required insurance policy, or they may have rejected your claim.

At Conway, Pauley & Johnson P.C., we’re here to help you recover from the injuries you’ve suffered because someone else was careless. If you’ve been hurt in a work accident and you need benefits, reach out for a free consultation about your claim. Give us a call at 402-462-5187, or fill out the online contact form below.