Does Workers Comp Cover PTSD?

A serious work accident takes a toll on more than your physical health. Beyond your injuries, your suffering from emotional trauma. You may have nightmares about the accident, mood swings, anxiety, and other shifts in your mental wellbeing. These symptoms may be signs of post-traumatic stress disorder (PTSD). 

You’re worried Nebraska’s workers comp benefits won’t cover PTSD, even if it impacts your health and everyday life. If you’re concerned about your coverage, reach out to a Hastings workers comp lawyer at Conway, Pauley & Johnson P.C. for guidance. They can help you determine whether you’re being denied benefits you’re due, and how to get them. 

When Am I Eligible for Benefits? 

In Nebraska, your options for workers comp for a mental injury are limited. Even if you suffered a frightening event at work, you’re not automatically eligible for workers comp benefits unless you meet certain criteria. 

For example, first responders are eligible for workers comp benefits for mental injury, such as PTSD, because they’re in such stressful jobs. Even if a first responder’s life isn’t directly in danger, they may have faced extreme stress that impacts their mental health. 

Otherwise, you must have also suffered a physical injury to get compensated for a mental injury. For example, you may have been injured in a car accident at work, and now being in a car causes flashbacks and trauma. 

Proving you were injured in the accident is key to getting your full benefits, unless you’re a first responder. Because of this, you may need to speak with a lawyer before you file a claim for workers comp benefits. 

Proving You’re Due Workers Comp Benefits

One of the more difficult parts of getting workers comp benefits is proving you’re due those benefits. You may have been injured, but the insurance company may place doubt on whether you were injured in the work accident, or whether you were injured elsewhere and are claiming the accident is related. Sadly, you may have already been denied workers comp benefits because of this. 

But that doesn’t mean you’re out of options. With a workers comp lawyer on your side, you have a chance to prove you’re due workers comp benefits and get compensated. Your lawyer can help you gather evidence, even when your insurance company puts doubt on your claim. 

Your lawyer can even represent you in the courtroom. If your insurance company continues to deny your claim, your lawyer can help you schedule a formal hearing in the Nebraska Workers Compensation Court. During the hearing, your lawyer can present evidence to make an obvious display that you are due workers comp benefits and get the insurer’s decision reversed. 

Get Workers Comp Benefits for Your Losses 

A work injury can be devastating, and PTSD makes your recovery complex. You may be due workers comp benefits for those losses, but how do you get compensated for PTSD? 

With the lawyers at Conway, Pauley & Johnson P.C. on your side, you have a better chance to get fair workers comp benefits for your suffering. Start with a free consultation, and we’ll discuss our tactics to help you get the benefits you’re due. Call 402-462-5187 or fill out the online contact form below to learn more.